SPECIAL OFFERS & RATES

*Enter to win a $200 gift card for Dick's Sporting Goods. No purchase necessary. One entry per person, please. Employees of CIBM Bank and immediate family members are not eligible to win. Entry forms accepted through February 24, 2012. Winner will be chosen and notified by March 15, 2012.

	•Enjoy Introductory rate for 6 months!		•Conditional approval within one business day
	•No closing costs**		•Closing as early as 10 days from application
	•Tax deductible interest†

*Annual Percentage Rate (APR) effective 9/2/11. Applications taken through 2/27/12 and closed by 3/31/12 guaranteed advertised rate. **Closing fees waived for home equity lines of credit up to $100,000 and range from $400-$2,000 for loans of $100,000 or greater. Offer available for owner occupied residences only and are subject to credit approval. Advertised rate applies to new home equity credit accounts and not available for refinancing of existing CIBM Bank accounts. Property insurance and flood insurance (if applicable) required. Rate after six months will vary and is based on credit history and tied to Prime. Non-promotional rates as of 12/31/11 vary from 4.25%-18.95% APR. Maximum APR will not exceed 18%. Early termination fee of $250 will be assessed if credit line is closed within 24 months. (Early termination fee may not be applicable in all states.) †Consult a tax advisor regarding the deductibility of interest. All terms and conditions of this offer are subject to change at any time without notice.

		12 Month CD & IRA** •••••••••••••••••• .40% APY*				60 Month CD & IRA** •••••••••••••••••• 1.50% APY*

12 Month Certificate of Deposit & IRA - **To receive the bonus of .40% *Annual Percentage Yield (APY) effective as of 1/9/12 and guaranteed for the term of the account. Offer limited to minimum deposit of $10,000 of new money not currently on deposit with CIBM Bank. Offer not available in combination with any other offer. Special rate offer expires 2/28/12. Withdrawals made prior to maturity may be subject to an early withdrawal penalty.

60 Month Certificate of Deposit & IRA - **To receive the bonus of 1.50% *Annual Percentage Yield (APY) effective as of 2/8/12 and guaranteed for the term of the account. Offer limited to minimum deposit of $10,000 of new money not currently on deposit with CIBM Bank. Offer not available in combination with any other offer. Special rate offer expires 2/28/12. Withdrawals made prior to maturity may be subject to an early withdrawal penalty.

Offers may be changed, adjusted or withdrawn without notice. Offers available at Marine Bank Indiana only.

For more information, contact a Personal Banker